oneBanking Whitepaper
  • 👋Welcome to oneBanking!
  • About us
    • 🚀Vision, Mission & Focus
      • Vision
      • Mission
      • Focus
    • 💖Values
  • Team
    • 👋Meet the Team!
  • Introduction
    • 📱Overview of the banking app
    • ⚡Objective and vision of the app
    • 🪙Importance of integrating crypto and fiat currencies
  • IBAN Account Features
    • 💱Setting up the IBAN account
    • Use of Multiple Currencies
    • 📲Making transfers and setting up standing orders
    • 💳Credit card functionality
    • 🔐Security measures and data protection
  • Crypto Integration
    • 💱The most important functions of cryptocurrencies
    • 💶Converting between crypto and fiat currencies
    • 📊The integration of an Exchange and Wallet
    • 💹The all-in-one exchange
  • Bonus Points and Rewards
    • 🎁Introduction to the Reward System
    • 🎯Bonus Points and Multipliers
    • ✖️Our Multipliers Explained
    • 👊Earning opportunities through an investment
    • 📳Earning opportunities through app activities
    • 📈Converting bonus points into tokens
  • AI Features
    • 🚗Introduction to AI-powered insurance services
    • 📊Personalized investment and saving recommendations through AI
    • 🎶Automation of transactions and standing orders
    • ⛑️Financial Coaching
    • 📶AI Trading Indicator
    • 🤖Expansion of AI capabilities
  • Token
    • 🪙Introduction to oneToken
      • Role of Tokens in the Ecosystem
    • ⚙️Token-Eigenschaften
      • Definition Utility Token
      • Technical Specifications
      • Total Amount and Their Significance
    • 🫴Token Distribution
    • ⏰Schedule and Phases of Distribution
    • 🔩Use Cases and Benefits
    • 🌐Token Economic Model
    • 🏴Roadmap and Future Prospects
  • Security and Privacy
    • 🔐Measures to ensure the security of user data and funds
    • 🏛️Compliance with regulatory requirements
  • Future Plans and Development
    • 🛫Roadmap for future features and services
    • 💭Involving the community in development
    • 🤝Partnerships and integrations with other financial service providers
  • FAQs
    • ⁉️Answers to frequently asked questions regarding the app's use, security, and handling of crypto
  • Conclusion
    • 📣Summary of key points
    • 💬Invitation to join the community
    • 📧Contact information and support
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  • PreSale
  • Initial Coin Offering
  • Vesting of the tokens acquired in the presale
  • No market makers, no games.
  1. Token

Schedule and Phases of Distribution

On March 1, 2024, our private sale begins, with the token price set at 0.05 USDT per oneToken.

If possible, we aim to develop our own ICO dashboard during this period, as the costs of conducting an ICO through a partner with the ability to purchase in FIAT currencies are very high. Given the opportunity to implement a payment system through our partner, we are working on creating our own ICO dashboard, which we could then offer to other projects for their use.

We can undercut the current market price of an ICO and still generate very high revenues per ICO.

PreSale

As soon as our minimum goal has been reached and we know that the app can be developed, the pre-sale of the oneToken begins. The price increases during the pre-sale, depending on the progress of the app's development, starting from 0.07 USDT to 0.09 USDT.

The proceeds from the presale will be used for marketing activities to promote the presale as best as possible and to include as many users as possible on the waiting list. However, we do not offer free account opening, as we have to collect a lot of money for this, which might be lost to inactive users (onboarding costs, account opening, KYC, credit card).

Initial Coin Offering

After the release of our app and the onboarding of the first 1,000 users, we will launch the ICO. This is the last opportunity for ONE to raise funds for development through the token sale. Any further funding will come from loans or the involvement of investors, who however, will not receive tokens in return. The oneToken is for our users and not for shareholders or the team.

The ICO must be conducted until the ongoing costs and further development are either achieved through the funding, or the revenue from ONE already covers the further development.

From the moment the ICO starts, we will already initiate our BuyBack and Burning mechanism to give early users the opportunity to acquire tokens at a more affordable rate through their activity.

After the completion of the ICO, the oneToken will be listed on a DEX and also on the internal exchange of the app. Further listings on exchanges will only be offered in close cooperation with the exchange. For this, we are currently developing a sophisticated system to make the trading conditions on ONE as favorable as possible. The liquidity on the exchanges will be deposited and locked at the ICO price of 0.1 USDT.

Vesting of the tokens acquired in the presale

Following a community vote, the vesting period has been set at 6 months. Vesting is linear, i.e. your free tokens will be credited to your wallet on a weekly basis.

No market makers, no games.

The oneToken belongs to you - our investors and users. We will not engage any market makers or bots that artificially influence the price.

Reserve: 15% of the total supply will be kept as reserves within the company. In case of emergencies or financial shortfalls, we can, after consultation with our community, resort to this reserve.

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Last updated 1 year ago

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