oneBanking Whitepaper
  • 👋Welcome to oneBanking!
  • About us
    • 🚀Vision, Mission & Focus
      • Vision
      • Mission
      • Focus
    • 💖Values
  • Team
    • 👋Meet the Team!
  • Introduction
    • 📱Overview of the banking app
    • ⚡Objective and vision of the app
    • 🪙Importance of integrating crypto and fiat currencies
  • IBAN Account Features
    • 💱Setting up the IBAN account
    • Use of Multiple Currencies
    • 📲Making transfers and setting up standing orders
    • 💳Credit card functionality
    • 🔐Security measures and data protection
  • Crypto Integration
    • 💱The most important functions of cryptocurrencies
    • 💶Converting between crypto and fiat currencies
    • 📊The integration of an Exchange and Wallet
    • 💹The all-in-one exchange
  • Bonus Points and Rewards
    • 🎁Introduction to the Reward System
    • 🎯Bonus Points and Multipliers
    • ✖️Our Multipliers Explained
    • 👊Earning opportunities through an investment
    • 📳Earning opportunities through app activities
    • 📈Converting bonus points into tokens
  • AI Features
    • 🚗Introduction to AI-powered insurance services
    • 📊Personalized investment and saving recommendations through AI
    • 🎶Automation of transactions and standing orders
    • ⛑️Financial Coaching
    • 📶AI Trading Indicator
    • 🤖Expansion of AI capabilities
  • Token
    • 🪙Introduction to oneToken
      • Role of Tokens in the Ecosystem
    • ⚙️Token-Eigenschaften
      • Definition Utility Token
      • Technical Specifications
      • Total Amount and Their Significance
    • 🫴Token Distribution
    • ⏰Schedule and Phases of Distribution
    • 🔩Use Cases and Benefits
    • 🌐Token Economic Model
    • 🏴Roadmap and Future Prospects
  • Security and Privacy
    • 🔐Measures to ensure the security of user data and funds
    • 🏛️Compliance with regulatory requirements
  • Future Plans and Development
    • 🛫Roadmap for future features and services
    • 💭Involving the community in development
    • 🤝Partnerships and integrations with other financial service providers
  • FAQs
    • ⁉️Answers to frequently asked questions regarding the app's use, security, and handling of crypto
  • Conclusion
    • 📣Summary of key points
    • 💬Invitation to join the community
    • 📧Contact information and support
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  1. Future Plans and Development

Partnerships and integrations with other financial service providers

Since we act as intermediaries for services, we are dependent on our partners. Wherever possible, we opt for regulated partners.

We are very stringent in selecting our partnerships, as our success is inextricably linked to the services we use. ONE cannot offer an IBAN account without regulated and licensed partners. Therefore, these functions are provided by an EMI. The development of certain functions thus also depends on our partners.

In order to provide the best possible offering, we are currently reviewing all partner offers and selecting those partners who align with our concept and vision. Additionally, we are ensuring that ongoing costs are kept within limits in order to make ONE profitable in the long term.

The key partners for ONE are an EMI (Electronic Money Institute) to offer the IBAN account and payment cards. Further, the collaboration with a crypto exchange and a fiat on-/off-ramp is important. If we integrate a hardware wallet, we will also collaborate with innovative partners in this area.

In conclusion, one of the most important partners is the provider of the white-label app and for development. Our values and wishes must be perfectly implemented in every respect, and the collaboration of all partners must function flawlessly.

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Last updated 1 year ago

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