oneBanking Whitepaper
  • 👋Welcome to oneBanking!
  • About us
    • 🚀Vision, Mission & Focus
      • Vision
      • Mission
      • Focus
    • 💖Values
  • Team
    • 👋Meet the Team!
  • Introduction
    • 📱Overview of the banking app
    • ⚡Objective and vision of the app
    • 🪙Importance of integrating crypto and fiat currencies
  • IBAN Account Features
    • 💱Setting up the IBAN account
    • Use of Multiple Currencies
    • 📲Making transfers and setting up standing orders
    • 💳Credit card functionality
    • 🔐Security measures and data protection
  • Crypto Integration
    • 💱The most important functions of cryptocurrencies
    • 💶Converting between crypto and fiat currencies
    • 📊The integration of an Exchange and Wallet
    • 💹The all-in-one exchange
  • Bonus Points and Rewards
    • 🎁Introduction to the Reward System
    • 🎯Bonus Points and Multipliers
    • ✖️Our Multipliers Explained
    • 👊Earning opportunities through an investment
    • 📳Earning opportunities through app activities
    • 📈Converting bonus points into tokens
  • AI Features
    • 🚗Introduction to AI-powered insurance services
    • 📊Personalized investment and saving recommendations through AI
    • 🎶Automation of transactions and standing orders
    • ⛑️Financial Coaching
    • 📶AI Trading Indicator
    • 🤖Expansion of AI capabilities
  • Token
    • 🪙Introduction to oneToken
      • Role of Tokens in the Ecosystem
    • ⚙️Token-Eigenschaften
      • Definition Utility Token
      • Technical Specifications
      • Total Amount and Their Significance
    • 🫴Token Distribution
    • ⏰Schedule and Phases of Distribution
    • 🔩Use Cases and Benefits
    • 🌐Token Economic Model
    • 🏴Roadmap and Future Prospects
  • Security and Privacy
    • 🔐Measures to ensure the security of user data and funds
    • 🏛️Compliance with regulatory requirements
  • Future Plans and Development
    • 🛫Roadmap for future features and services
    • 💭Involving the community in development
    • 🤝Partnerships and integrations with other financial service providers
  • FAQs
    • ⁉️Answers to frequently asked questions regarding the app's use, security, and handling of crypto
  • Conclusion
    • 📣Summary of key points
    • 💬Invitation to join the community
    • 📧Contact information and support
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  1. About us
  2. Vision, Mission & Focus

Vision

Our Vision

ONE's vision can be described relatively. ONE should become the most used finance app in Europe. If we manage to conquer the European market, other countries will follow.

Our development is built up in stages and depends on the financing and the number of active users of the app. However, we are convinced that this innovative concept will excite many users.

It's no secret that banks make a lot of money. Okay, times are changing, but this is due to traditional financial institutions having missed the pace of the times. There are very positive examples of neobanks (now full banks) that are showing a modern way forward.

However, our competitors heavily rely on free offerings to rapidly expand their user base and later earn money from their active customers. Of course, this is the goal of every company. These projects have been and are being funded by large investors who will eventually make a lot of money from them.

However, our approach here is different. We want to convince our users that active use of our offerings does not just satisfy our investors, but the users themselves. No matter how high the funding is, at some point, a company must stand on its own feet. We are striving for this level directly by saving costs, not providing lure offers (such as high cashback), and betting on our customers understanding that their success (return) also depends on us building a healthy user base.

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Last updated 1 year ago

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