📱Overview of the banking app

At the core of ONE is a comprehensive IBAN account, encapsulated within an uncomplicated and efficient app. The initial focus is not on an exceptional design, but on ensuring that the features we provide operate seamlessly and that the app is among the quickest in the market.

Our experience has shown that a flawless user experience and speed are the main factors why we use an app or choose not to use it.

Even though a modern design is important to us, the focus will be placed on it later so as not to compromise the functionality and speed of the app.

What is a full-fledged IBAN account?

Many cryptocurrency exchanges or providers of fiat/crypto apps have integrated an IBAN. However, this only allows you to make a transaction to your account via bank transfer and to send money back to your account.

This results in numerous pointless transactions, you constantly have to transfer money back and forth, where mistakes can also occur, and there's the non-trivial waiting time until the transaction is completed.

A fully integrated IBAN account means that you can use all the features known from a conventional bank account. Have your salary paid into your ONE account, set up standing orders or direct debits, and create a savings account. You should notice no restrictions compared to your previous account, thus truly having your finances in one place, which makes it much easier for you. This way, you can also decide more flexibly whether you want to use your fiat currencies or your cryptocurrencies for transfers or expenses.

The step of having to process everything through your external bank account is eliminated. Likewise, the problem that many banks have with transfers to and from cryptocurrency exchanges.

Credit Card with Lending

Our goal is to implement a debit card where you can also collateralize your cryptocurrencies, without having to sell them when you need money quickly. Thus, you can withdraw cash worldwide and make payments for free.