oneBanking Whitepaper
  • 👋Welcome to oneBanking!
  • About us
    • 🚀Vision, Mission & Focus
      • Vision
      • Mission
      • Focus
    • 💖Values
  • Team
    • 👋Meet the Team!
  • Introduction
    • 📱Overview of the banking app
    • ⚡Objective and vision of the app
    • 🪙Importance of integrating crypto and fiat currencies
  • IBAN Account Features
    • 💱Setting up the IBAN account
    • Use of Multiple Currencies
    • 📲Making transfers and setting up standing orders
    • 💳Credit card functionality
    • 🔐Security measures and data protection
  • Crypto Integration
    • 💱The most important functions of cryptocurrencies
    • 💶Converting between crypto and fiat currencies
    • 📊The integration of an Exchange and Wallet
    • 💹The all-in-one exchange
  • Bonus Points and Rewards
    • 🎁Introduction to the Reward System
    • 🎯Bonus Points and Multipliers
    • ✖️Our Multipliers Explained
    • 👊Earning opportunities through an investment
    • 📳Earning opportunities through app activities
    • 📈Converting bonus points into tokens
  • AI Features
    • 🚗Introduction to AI-powered insurance services
    • 📊Personalized investment and saving recommendations through AI
    • 🎶Automation of transactions and standing orders
    • ⛑️Financial Coaching
    • 📶AI Trading Indicator
    • 🤖Expansion of AI capabilities
  • Token
    • 🪙Introduction to oneToken
      • Role of Tokens in the Ecosystem
    • ⚙️Token-Eigenschaften
      • Definition Utility Token
      • Technical Specifications
      • Total Amount and Their Significance
    • 🫴Token Distribution
    • ⏰Schedule and Phases of Distribution
    • 🔩Use Cases and Benefits
    • 🌐Token Economic Model
    • 🏴Roadmap and Future Prospects
  • Security and Privacy
    • 🔐Measures to ensure the security of user data and funds
    • 🏛️Compliance with regulatory requirements
  • Future Plans and Development
    • 🛫Roadmap for future features and services
    • 💭Involving the community in development
    • 🤝Partnerships and integrations with other financial service providers
  • FAQs
    • ⁉️Answers to frequently asked questions regarding the app's use, security, and handling of crypto
  • Conclusion
    • 📣Summary of key points
    • 💬Invitation to join the community
    • 📧Contact information and support
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  1. AI Features

Introduction to AI-powered insurance services

As our CEO is a trained insurance broker, he understands the potential savings that can be achieved with proper advice and optimization of insurance contracts. However, many people find this process too cumbersome, which is why we have integrated an insurance AI into our app.

Upon activating our insurance AI, you will be asked a few questions to determine your optimal insurance needs. Subsequently, our AI will analyze your insurance payments, recognize premium increases, and identify possible cancellation opportunities.

Hence, our AI enables you to remember cancellations or suggest better alternatives. If you want to fully utilize our AI, you sign a power of attorney in our app. This way, we can inquire about your contract data and deliver you the best offers.

The decision is always yours! The AI itself will neither terminate contracts nor establish new ones without your permission (explicitly excluded from the power of attorney). Your personal approval is always necessary for this.

We know from experience that many people pay far too high insurance premiums, the potential for savings is enormous. And the commissions we earn with our service enable us to pay you even more in rewards. So, you save money and also get something in return.

Inclusive of independent expert chat

Since our partner acts as an insurance broker, they are legally obliged to provide the best advice in the interest of their clients. Thus, a free expert chat is included. If you have a question about a claim, a termination or coverage, our experts are always live for you, should the AI be unable to answer your question."

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Last updated 1 year ago

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