oneBanking Whitepaper
  • πŸ‘‹Welcome to oneBanking!
  • About us
    • πŸš€Vision, Mission & Focus
      • Vision
      • Mission
      • Focus
    • πŸ’–Values
  • Team
    • πŸ‘‹Meet the Team!
  • Introduction
    • πŸ“±Overview of the banking app
    • ⚑Objective and vision of the app
    • πŸͺ™Importance of integrating crypto and fiat currencies
  • IBAN Account Features
    • πŸ’±Setting up the IBAN account
    • Use of Multiple Currencies
    • πŸ“²Making transfers and setting up standing orders
    • πŸ’³Credit card functionality
    • πŸ”Security measures and data protection
  • Crypto Integration
    • πŸ’±The most important functions of cryptocurrencies
    • πŸ’ΆConverting between crypto and fiat currencies
    • πŸ“ŠThe integration of an Exchange and Wallet
    • πŸ’ΉThe all-in-one exchange
  • Bonus Points and Rewards
    • 🎁Introduction to the Reward System
    • 🎯Bonus Points and Multipliers
    • βœ–οΈOur Multipliers Explained
    • πŸ‘ŠEarning opportunities through an investment
    • πŸ“³Earning opportunities through app activities
    • πŸ“ˆConverting bonus points into tokens
  • AI Features
    • πŸš—Introduction to AI-powered insurance services
    • πŸ“ŠPersonalized investment and saving recommendations through AI
    • 🎢Automation of transactions and standing orders
    • ⛑️Financial Coaching
    • πŸ“ΆAI Trading Indicator
    • πŸ€–Expansion of AI capabilities
  • Token
    • πŸͺ™Introduction to oneToken
      • Role of Tokens in the Ecosystem
    • βš™οΈToken-Eigenschaften
      • Definition Utility Token
      • Technical Specifications
      • Total Amount and Their Significance
    • 🫴Token Distribution
    • ⏰Schedule and Phases of Distribution
    • πŸ”©Use Cases and Benefits
    • 🌐Token Economic Model
    • 🏴Roadmap and Future Prospects
  • Security and Privacy
    • πŸ”Measures to ensure the security of user data and funds
    • πŸ›οΈCompliance with regulatory requirements
  • Future Plans and Development
    • πŸ›«Roadmap for future features and services
    • πŸ’­Involving the community in development
    • 🀝Partnerships and integrations with other financial service providers
  • FAQs
    • ⁉️Answers to frequently asked questions regarding the app's use, security, and handling of crypto
  • Conclusion
    • πŸ“£Summary of key points
    • πŸ’¬Invitation to join the community
    • πŸ“§Contact information and support
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On this page
  • What levels (multipliers) can I achieve through an investment?
  • Together we are strong
  • Investment or Token Holding
  • How long does the multiplier for investment in the presale apply?
  1. Bonus Points and Rewards

Earning opportunities through an investment

Naturally, we also need to reward investors in order to secure financing for ONE. All our innovative features need to be programmed, the team paid, and development continuously driven forward. That's why we depend on investors and of course, we reward our investors for their investment and trust in ONE.

However, the upper limit for this is moderately set, and it is just as possible for people with less capital to achieve these rewards without investing money. Of course, we offer incentives to our investors, because ONE also needs capital from investors.

However, to mention it again, no investor has advantages unless he uses our app. Speculating on the rising price of ONE Token is indeed justified and fair. Here, an early investor has the advantage of a favorable entry point. But in order to generate rewards, our app must be used, to ensure that ONE also generates sustainable revenues.

What levels (multipliers) can I achieve through an investment?

We remain true to our approach here as well: "Together we are strong." So, it is indeed possible to achieve the maximum investment multiplier collectively.

  • 500,- € in ONE Token = x1,1

  • 1.500,- € in ONE Token = x1,5

  • 3.000,- € in ONE Token = x3

  • 5.000,- € in ONE Token = x5

  • 10.000,- € in ONE Token = x10

So it is possible to achieve a maximum multiplier of your rewards with your own investment of €10,000.

Together we are strong

However, as not everyone has the opportunity or desire to invest 10,000 € in our token, we have made it possible to reach this goal together. We'll count not only your personal investment but also those of all your friends that you bring to ONE.

For instance, if you can or wish to invest only 500 euros (or less), but you bring friends (only one level counts, so friends directly brought by you) who collectively invest 10,000 euros in the ONE Token, you automatically reach the highest possible indicator. All your friends again have the same opportunity to reach the multiplier alone or with their friends.

In this way, we create an incentive to attract more people to ONE and at the same time ensure fair rewards for everyone. As always, all of these approaches strengthen the community and contribute to the success of ONE.At the same time, we are not giving away any ONE tokens that would hit the market early and depress the price of the ONE token. This should also be in the interest of every investor who makes smart decisions.

Investment or Token Holding

It makes no difference whether you acquire the required amount of tokens in the presale or later hold the requisite amount of tokens in your wallet. Therefore, individuals who learn about ONE later on will not be disadvantaged in the reward system. However, they will no longer benefit from the token price available only in the presale. The potential to increase their investment through price gains is, of course, significantly higher by participating in the presale.

For every oneToken you hold in your wallet, you will receive an additional bonus point per month.

However, it is only possible for investors during the Presale to achieve the multiplier together. After the conclusion of the Presale phase, only the tokens in one's own wallet count. Thus, irrespective of their financial situation, anyone has the opportunity to achieve the highest multiplier.

How long does the multiplier for investment in the presale apply?

The multiplier that you purchased in the presale is valid for 6 months (vesting period). However, if you don’t sell your tokens, or at least hold an equivalent value of tokens in your wallet according to the market price, the indicator will remain. By doing this, we are creating an incentive to hold onto the tokens and only sell the rewards in the market. Considering these rewards have already been taken off the market through the BuyBack & Burn mechanism, the price of the token won't be affected. On the contrary, with each Buyback followed by a burn, the circulating supply of tokens reduces, thus ensuring the availability of tokens keeps decreasing.

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Last updated 1 year ago

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